REIMBURSEMENTS, SIMPLIFIED

Get reimbursed for
out-of-network
care without the burden

We verify, prepare, submit, and track your claim so you don't have to.

No hidden fees · Pay per service · Secure and private

Three steps from superbill to reimbursement

Simple by design

1

Upload your superbill

We accept many formats

2

We submit your claim

We verify, submit and keep you updated

3

You get reimbursed

Your insurer sends payment to you directly

MySuperbills is not a healthcare provider, insurance company, or legal advisor. We are a claim preparation and submission service.

You paid out of pocket. You deserve to get reimbursed.

Why we built this

Despite six out of ten Americans having out-of-network benefits 1, most never use them 2. The reimbursement process is confusing and easy to put off. Reimbursement claims start with a superbill that’s often hard to read and prone to errors. In 2024, more than one in three OON claims were denied 3. Weeks can pass before finding out something was missing and even when reimbursements arrive, they’re difficult to track or reconcile. It’s a frustrating, time-consuming system that puts the burden on patients.

Our vision is simple: give families clarity upfront and make reimbursement seamless when using their out-of-network benefits. And if something goes wrong, we’ve got you. Whether it’s a resubmission or resolving an issue, our team handles it so you can focus on your care, not the paperwork.

60%

have out-of-network benefits, most never use them. We make reimbursements easy 4

2 times

higher denial risk vs in-network driven by preventable superbill errors that we fix 2

1 Bunch & Ketema, Health Insurance Coverage in the United States: 2024, US Census, Sept 9, 2025

2 Long, Lo, and Pestaina, Claims Denials and Appeals in ACA Marketplace Plans in 2024, KFF, March 24, 2026

3 Ibid.

4 McCormack & Trish, Out-Of-Network Utilization and Plan Selection Among Medicare Advantage Cost Plan Enrollees, Health Services Research, January 14, 2025

We do the hard part. No shortcuts.

Full-service, not just submission

Others
MySuperbills
Submit the claim and hope for the best
Verify before submission to reduce denials
Restricted to affiliated providers
Work with any out-of-network provider
Only support certain insurance plans
Works with over 3,400+ insurers nationwide
You track the claim yourself
We track and resubmit if denied
Limited formats or manual entry
Camera capture and many formats accepted
YOU HAVE SEEN AN OUT-OF-NETWORK PROVIDER

Is this for me?

Therapy patients People seeing specialists out-of-network Caregivers managing on-going, complex, care coordination. Anyone paying out of pocket with OON benefits Patients on PPO, POS & HDHP insurance plans* People whose preferred provider isn't in-network

If your plan has out-of-network benefits, you can submit a claim.

* Preferred Provider Organization (PPO), Point of Service (POS), and High Deductible Health Plan (HDHP). Coverage limitations apply. Refer to your insurer for coverage benefits.

"I had no idea I could get reimbursed for my therapy sessions. MySuperbills walked me through the whole thing. I got $500 back in about three weeks."

BUILT WITH SECURITY AND PRIVACY AT ITS CORE

Your privacy matters

Secure and private

We use the latest industry-standard safeguards

No data sharing

We never sell or share your personal health information with third parties

Privacy-first notifications

We protect your privacy by removing PHI from your emails and alerts

YOUR FIRST SUBMISSION IS ON US

Simple pricing

After that
$4.99 / service line
  • All the same features
  • Pay only for what you submit
  • No monthly fees
  • No subscription
Get started

Fees apply per service line (one date of service + one procedure + one provider). A single superbill may contain multiple service lines. We show the total charge before you submit anything.

Common questions

What is a superbill?

A superbill is an itemized receipt from your healthcare provider. It includes the services you received, the diagnosis codes, and the costs. Your provider gives it to you when you pay out of pocket.

How do I know if I have out-of-network benefits?

Look at your insurance card or call the number on the back and ask if your plan includes "out-of-network benefits." PPO and POS plans commonly do. HMO plans typically do not.

What insurance companies do you work with?

We work with any insurance company that accepts out-of-network claims electronically, which includes most major carriers. We'll let you know if your payer isn't supported when you submit.

Get in touch

Have a question? Send us a message.

Disclaimer: Please do not include personal health information (PHI) in any messages sent through our contact forms or email. For your privacy and security, PHI should only be shared through your secure MySuperbills account.

Submit your first out-of-network claim free - in three easy steps

Have your superbill and insurance card handy, and we’ll guide you from there.

Start for free

No credit card required · No hidden fees · Secure and private